Budgeting. . .total love-hate relationship. I love believing that I can control the inflow and outflow of our money and plan plan plan, but I HATE sticking to a budget. I'm much more aligned with instant gratification. My biggest motivation is to be a better model for the kids, second to that would be to put us in a position to purchase a house sooner rather than later.
Today I logged into You Need a Budget (YNAB) to take a new approach to budgeting as my previous attempts have helped build the budget, but haven't helped me stick to it. My hope is that this tool will be different. Here's to 2016!
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